Financing of your pilot training in Germany

Overview on rates, grants/subsidies, and financing options

Launch aid to start your life as a pilot

Your financing options in detail

Very few young people are able to finance the pilot training out of pocket. We have compiled options on this page that you can avail yourself of to finance your training so that your dream job of pilot does not have to remain a dream. 

At the moment we are offering the following financing options:

New financing model offered by our partner Brain Capital

START THE PILOT TRAINING WITH ONLY 10,000 EUROS OF OWN CAPITAL AND WITHOUT ANY FURTHER GUARANTEES BEING REQUIRED

Our financing partner, Brain Capital GmbH, offers a downstream income-related financing model aimed at providing access to pilot training for everybody. Once you have concluded a training contract with EFA, no further financial security (e.g., guarantee provided by a family member) is required. This financing offer is open to all interested parties who are EU citizens. Your financial aid might look like this*: You have basic capital of € 30,000, which you raise yourself (or via our financial partner Albatros, for example) and with that can start your pilot training. Brain Capital provides you with the capital for the remaining costs of your training of € 80,000. Repayment commences only once the minimum annual income exceeds € 30,000. From then on you will repay a fixed percentage of your income over a period of twelve years.

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  • In this context, the specific payment amount is contingent upon your income level – the more you earn, the higher your payment amount will be, and vice versa (principle of solidarity).
  • Payment is only required in those years in which your gross annual income exceeds € 30,000; all of your obligations expire after 20 years at the latest.
  • The payment amount is also capped: In relation to alternative financing via a traditional student loan, an interest rate of 8.0% is not exceeded, provided you accept a job in the cockpit of a Lufthansa Group airline. This means that the total financing costs are limited even if you yourself have a very high income as a pilot. 

You can find the most significant details in the attached flyer**. 
The contact persons at Brain Capital are looking forward to your message or your call and will happily advise you.

 

*The above data are for illustration purposes only. The contractual terms and conditions are agreed upon directly between you and Brain Capital without the involvement of the European Flight Academy and may deviate from the data above.

** The respective providers are responsible for the content of the informational materials (flyers, videos).